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Welcome to California Mortgage - Your source for mortgage information in California State. Here you'll find information on mortgage brokers, how to obtain a loan, and where to find the best broker for your needs in California.

Click here if you're currently looking for a California Mortgage Broker for a comprehensive listing of the states best home loan providers.

Different Types of Mortgages
Not sure what home loan options are available to you? Read the differences between the three most common types of mortgages, the fixed rate mortgage, the adjustable rate mortgage and balloon mortgages.

Traditional vs. Pre-Approved Mortgages
While most home buyers use the more traditional method of trying to obtain a mortgage after drafting an offer for a home, there is a better alternative available to most people - the pre-approved mortgage.

Looking at Your Credit Rating
Your credit rating is the main consideration to lenders when trying to obtain a home loan; your credit, capacity, collateral, and character. Click here for information on what these credit terms really mean.

Finding Mortgage Lenders in California
Click here for a comprehensive directory of different mortgage lenders in the California area.

Today's Featured Real Estate Article:

5 Things In Selecting The Best Mortgage - You Should Know

 by: Paul Kellum

Your goal is not only to find the best rates and programs, by searching through a huge number of lenders products, and save yourself thousands of dollars on mortgage payments every year, but also, to save time and hassle by simplifying the loan process and reducing the paperwork. Here are some things you can keep in mind when selecting a mortgage provider.

1. Shop For Rates

You should get instant online free quotes, and be able to apply securely online.

2. Apply Online

Be able to use a secure online application and let a qualified loan specialist help you find the best loan program.

3. Get Prequalified

Find out how much money you can borrow for your next home purchase!

4. Get Pre-Approved

Get free, no obligation pre-approved commitment letter that you qualify.

5. Loan Processing And Approval

This is when your loan is processed, goes through underwriting and final approval.

Taking these steps will be in you best interest to secure a mortgage that will benefit you and your family. It will also help to save you money

About The Author Paul Kellum represents a full service mortgage broker / banker with a track record of over 10 years. We service loans relating to residential properties, including purchases, refinance, home equity loans, and home equity line of credit (HELOC), and debt consolidation. You can search and securely apply for the program that best fits your client's financial needs: http://www.loans-mortgage-refi.com/index.html